Demand Draft True Cost Calculator
Calculate the complete cost of your DD including GST & hidden charges
Existing calculators don’t include GST & hidden charges
Input DD Details
Enter the amount for which you need the Demand Draft
Different banks have different commission structures
Cash payments may attract additional handling charges
Charges vary based on location type
Urgent DDs typically cost 50-100% more
Cost Breakdown
DD Commission
Bank processing fee
₹75.00
GST @ 18%
On commission + handling charges
₹13.50
Cash Handling Charges
Applicable for cash payments only
₹0.00
Total Payable Amount
DD Amount + All Charges
₹10,088.50
Detailed Breakdown
DD Amount:
₹10,000.00
Commission:
₹75.00
Cash Handling:
₹0.00
Subtotal:
₹10,075.00
GST (18%):
₹13.50
Total Payable:
₹10,088.50
Bank DD Charges Comparison
Below are typical DD commission rates for different banks (for normal DD in metro cities):
| Bank | Upto ₹10,000 | ₹10,001 – ₹1,00,000 | Above ₹1,00,000 | Cash Handling Charge |
|---|---|---|---|---|
| SBI | ₹75 + GST | ₹5 per ₹1,000 (min ₹75) | ₹2.5 per ₹1,000 (min ₹150) | 0.1% (min ₹25) |
| HDFC | ₹100 + GST | ₹6 per ₹1,000 (min ₹100) | ₹4 per ₹1,000 (min ₹200) | 0.15% (min ₹50) |
| ICICI | ₹90 + GST | ₹5.5 per ₹1,000 (min ₹90) | ₹3 per ₹1,000 (min ₹180) | 0.12% (min ₹40) |
| Axis | ₹80 + GST | ₹5 per ₹1,000 (min ₹80) | ₹2.5 per ₹1,000 (min ₹160) | 0.1% (min ₹30) |
| PNB | ₹50 + GST | ₹4 per ₹1,000 (min ₹50) | ₹2 per ₹1,000 (min ₹100) | 0.1% (min ₹20) |
Note: Urgent DD charges are typically 50-100% higher than normal DD charges. Rural branches may have slightly different rates.